Money is the measure of power in human society. When you give someone money, you empower them. Many people give a person a small amount of money -> person becomes a millionaire and rules them. Money is perfectly decentralized.
Inheritance is often considered "undeserved" money, while it's simply money rich person gives to another person. It's their decision.
Currencies are often confused with money. While money can be manifested through currencies, currencies are shares of some country's economy. If you purchase a currency, you invest in a country.